SWIFT is the same as BIC, these terms are used interchangeably. SWIFT is therefore 8-letter code identifying the banking institution, so that you can efficiently and reliably carry out international transfers. You will need it during the implementation of international transactions. You must type it before the account number. As it is unique, unchanging and transparent, the bank shall make it available on their websites. SWIFT code you can also read in the online transaction service, in the account details. For example, SWIFT code for mBank is BREXPLPW.